You always need to be closing the gap between where you are and what you want.
Stop being paralyzed by big scary decisions and start taking lots of continuous small steps. Take something you love doing - or if you’re not sure what that is, something you’d like to try - and move towards it now.
Some steps will lead to greater things. Others will be dead ends. But as long as you stand by feeling paralysed, I can assure you nothing will change at all.
Do not, and I shall repeat for emphasis, do not defer this until a “better time”. If you make a habit of that, you’ll wake up one idle Monday and wonder how you let your whole life fly away.